If you are a Underwriter with experience, please read on! THIS POSITION IS FULLY REMOTE
Top Reasons to Work with Us
- 401(k)
- Dental Insurance
- Health Insurance
- Paid Time Off
- Vision Insurance
What You Will Be Doing
- Review any FHA, VA , Conventional or USDA loan applications to assess a borrower's credit worthiness.
- Gather information, apply your knowledge of FHA, VA, Conventional and USDA guidelines and standards in order to make a quality decision that protects the borrower and the client.
- Keeps within service proposition of turnaround times (48-72 hrs. for new, pre-approved or suspended files & 24-48 hrs. for conditioned files). Reviews loan applications and supporting documents in Underwriting queue to determine if borrower and/or property meets loan standards.
- Updates system of record with corrections to file in Automated Underwriting System (AUS) if necessary. Analyzes borrower's acceptable credit capacity and collateral using an Automated Underwriting System (AUS).
- Determines acceptability of borrower & property to meet requirements of policies and FHA, VA, Conventional or USDA Handbook guidelines. Makes independent recommendations to loan applications deciding if loan meets all criteria.
- Communicates decision (approval, suspend, denial) of loans to appropriate parties, including any conditions made to file as needed to Branches and Underwriting Dept. Assistant.
- Re-underwrites loans after resubmissions of additional information added to the file.
- Ensures an audit trail by including documentation and comments on the file for any unusual circumstances. Explains income calculations on approval documents.
What You Need for this Position
- 4+ Yrs Underwriting experience
- DE Required
- SAR Preferred
So, if you are a Underwriter with experience, please apply today!
This job is open to telecommute candidates.
Applicants must be authorized to work in the U.S.
Email me to apply for this position