Top Mortgage Corporation nationwide currently looking for a Mortgage Underwriter to join their South Florida regional team!
What You Will Be Doing
- Underwrites residential mortgage loans in accordance with FNMA, FHMLC, FHA and internal guidelines ensuring compliance with company and investor standards using Encompass 360.
- Run, review and interpret AUS data to ensure compliance with agencies AUS guidelines.
- Review and analyze borrower profiles, credit reports (including supporting documentation), income documentation, asset documentation and title reports. Has thorough knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis.
- Ensure documentation is appropriate to support credit decision.
- Ability to properly assess and respond to fraud indicators.
- Analyze property appraisals for accurate property valuation for conventional FHA loans.
- Issue timely loan approvals or adverse action notifications.
- Provide proactive communication to Loan Officers, Processors, and internal business partners involved in the loan transaction
- Meet business goals as established by management.
What You Need for this Position
- DE or VA designations highly preferred but not required
- 5+ Years of Underwriting Experience
- Experience with Encompass or other LOS
What's In It for You
- Competitive compensation package
- Certification Sponsorship within 6 months
- Vacation/PTO
- Medical
- Dental
- 401k
- Vision
- Bonus
So, if you are a Mortgage Underwriter with experience, please apply today!
This job is open to telecommute candidates.
Applicants must be authorized to work in the U.S.
Email me to apply for this position