Leading national direct lender is in growth mode and currently seeking certified DE Underwriters for immediate hire in REMOTE roles. This is a division with 90%+ focus on New Purchase Loans vs. Refi's, an excellent streamlined process that allows for quality high-volume, and a great culture that offers a great long-term home for the right Underwriters.
Encompass shop and very competitive base salaries, overtime and per file bonuses are all offered.
What You Will Be Doing
The Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.
Job Functions and Responsibilities:
" Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors
" Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, and FHA guidelines
" Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
" Provides final approval underwriting of mortgage loans.
" Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
" Sign off conditions in a timely manner set by management
" Work with staff and management to find solutions on escalated loans
" May be requested to make recommendations for improving Internal Audit s policies and practices
" Manage loans by using all functions of Encompass
" Effectively communicate underwriting decisions with processors and advisors
" Maintain high level of customer service and communication with other departments
What You Need for this Position
- DE Certification Preferred
- LAPP/SAR Certification Preferred, but not necessary
- 5 Years' experience working with FHA, VA, USDA, or Bonds
- Solid experience working with Encompass
What's In It for You
- Base DOE
- Overtime
- Per file bonuses
- Vacation/PTO
- Medical
- Dental
- Vision
- Bonus
- 401k
DE Underwriters are encouraged to apply ASAP or you can send your resume to me directly - Chuck.Cooke@CyberCoders.com
This job is open to telecommute candidates.
Applicants must be authorized to work in the U.S.
Email me to apply for this position