We are are a small to midsize direct Mortgage lender located in Bustling Cranford NJ. We pride ourselves on putting our customers first! We are looking for an experienced DE Underwriter to join our rapidly growing family. Currently operating in about 14 different states we have the resources to provide our customers with amazing service.
Top Reasons to Work with Us
- 100% Remote opportunities
- Small company "feel" mixed with the stability, tools and benefits of a national corporation
- Excellent growth opportunities
- Unlimited overtime
- Very strong bonus opportunities
- Paid sponsorship for certifications
What You Will Be Doing
Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.
· Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
· Apply and interpret company underwriting guidelines and makes sound credit decision.
· Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
· Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
· Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs.
· Determine any conditions, stipulations or pre-funding requirements.
· Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.
· Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.
What You Need for this Position
- 2-10+ years of mortgage underwriting experience.
- DU and LP experience preferred
- FHA DE/ Direct Endorsement designation are a plus
- Encompass experience
What's In It for You
You will be rewarded with a competitive base salary, and benefits including but not limited to:
- Positions are 100% REMOTE
- Numerous / lucrative Production Bonuses
- Dental
- Vision
- Vacation/3 weeks PTO
- 401k
- Medical
Senior level Mortgage Underwriters seeking 100% REMOTE opportunities are encouraged to apply ASAP OR you can send your resume directly to me at: delano.williams@cybercoders.com
This job is open to telecommute candidates.
Applicants must be authorized to work in the U.S.