Frontline Mortgage Underwriter- Remote

We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is an opportunity to grow and since we're middle-sized, your growth will start immediately.

· Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines.
· Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
· Apply and interpret company underwriting guidelines and makes sound credit decision.
· Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
· Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
· Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs.
· Determine any conditions, stipulations or pre-funding requirements.
· Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position.
· Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed.
· Possess excellent computer skills and working knowledge of Microsoft Office products.

· 4+ years of Conventional mortgage underwriting experience.
· DU and LP experience required
· FHA DE/ Direct Endorsement designation are a plus
· VA SAR designation experience preferred but not required
· Experience with Encompass preferred