If you are a Underwriter with 3+ years of mortgage underwriting experience and are strong with Encompass, please read on!
What You Will Be Doing
- Completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines.
- Evaluates the entire credit package and collateral for residential mortgage loans and ultimately ensures an investment quality loan product.
- Checks accuracy of all calculations and data integrity. - Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
- Assists with the training of new underwriters. - Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
- Maintains company standard for productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
- Strives to meet 3 decisions/day within allotted time - Communicates decision on loans to appropriate parties both verbally and in writing.
- Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
- Available to processors and correspondents for general guideline interpretations and questions on specific loan files.
- Responds to post closing reviews and audits in a timely fashion.
- Performs related duties, as directed by Underwriting or Operations Manager.
What You Need for this Position
- Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines.
- Experience with private investor and private mortgage insurance guidelines.
- Strong interpersonal-communication and business-relationship skills.
- Detail oriented with strong organizational and follow-through skills.
- Excellent analytical, written communication and verbal communication skills.
- Technologically proficient.
- Bachelors degree in related field or equivalent professional experience.
What's In It for You
- Competitive Salary
- Medical/Dental/Vision insurance!
- Bonus plan!
- Lots of PTO!
- Plus many more!
So, if you are a Underwriter with 3+ years of experience, please apply today!
This job is open to telecommute candidates.
Applicants must be authorized to work in the U.S.
Email me to apply for this position