We believe that in order to deliver the service without exception experience, we must have the ability to manage every aspect of the mortgage process. Whether you are buying a home for the first time, purchasing an investment property, looking to renovate, or refinancing your home loan, our commitment to you is to leverage our experience to navigate the complicated marketplace and find the highest quality home loan that fits your unique situation and needs. Our team is not only dedicated to finding the right loan for you, but they will also ensure you are getting some of the lowest mortgage rates available. We believe your story is our story, and our nationwide team of 350+ mortgage professionals are dedicated to helping you achieve your homeownership goals.
What You Will Be Doing
Review daily reports each morning to identify priorities or issues that need to be escalated to a supervisor.
Managing a pipeline of loans while maintaining high level of customer satisfaction.
Calculate income, assets and debt ratios.
Analyze the title report, purchase contract and appraisal on files for compliance.
Perform verbal verifications of employment.
Communicate clearly and professionally with all customers, co-worker, supervisors and management.
Ensure that the customer understands requests and time requirements.
Ensures loan quality standards are met, including the review and resolution of any red flags in a file and the satisfaction of
all conditions
Required to open new loan submissions within 72 hours and validate all file information to ensure that all issues are
identified so they may be resolved early.
Contact the borrowers with a welcome call within the opening and validating period to ensure all required documentation
is in the file to issue a credit decision.
Ensure loan approval can be accomplished by the contingency date and that closing can be accomplished by the estimated closing date.
Gather and review all documentation needed for the loan.
Adhere to checklists and procedures.
Create notes and a record of all requests in system to document issues or escalations.
Prepare loan packets to submit to in-house underwriters or investor underwriters for approval.
All Loan Processors will also act as a back-up for other Team Members in processing due to scheduled and unscheduled absences or as volume dictates.
Other duties as assigned by manager.
What You Need for this Position
Knowledge of Secondary Market guidelines and standards
Knowledge of FNMA and Freddie Mac guidelines.
Knowledge of TRID, Know before you owe, Regulation B ECOA and other mortgage banking related guidelines.
Familiarity with industry quality control standards and fraud detection methods
Experience with POS approval processes using LP, DO/DU and other AUS
Proficient computer skills including Microsoft Word, Excel and Outlook.
Excellent people skills.
Excellent verbal and written communication skills
Has the ability to multi-task in a very fast paced environment
Possesses excellent organizational skills
Has superior attention to detail
Proficient knowledge of office machines (faxes, computers, printers, adding machines and telephones).
Must be able to work independently and research problems / questions as required.
Minimum of 3 years loan processing experience including conforming conventional, FHA, 203K, VA, USDA.
High School Diploma or equivalent required
What's In It for You
- Competitive Base + Bonus Per File
- Full benefits
- Work 100%Remote or Hybrid in Office
- Great culture + Opportunity for advancement
- Full support staff with YOUR success in mind.
Benefits
- Vacation/PTO
- Medical
- Dental
- Vision
- 401k
- Bonus
We are committed to providing our team members with the finest opportunities and leading innovations in mortgage banking. Our team members are our business partners, and our success as your business partner comes from the collaborative family that we build through emphasis on shared values and exceptional quality.
So, if you are a Sr Loan Processor with experience, please apply today! or email your resume to - joshua.blum@cybercoders.com
Applicants must be authorized to work in the U.S.
Email me to apply for this position