Mortgage Processor - FHA, VA, & Conventional

The position is fully-remote and will give you a laptop with all the tools needed to be efficient working remotely. We have top-notch benefits and a great training program.

This is a long-term/permanent position. We are only looking to bring on a few talented underwriters to help us fill out the team. When our pipeline gets too full we hire contractors, we are looking for talented underwriters who want to advance their career to the next level!

Process incoming Retail and Third Party Originated mortgage and equity loan applications. Enters data into the processing system as needed and generates required documentation including verifications and required disclosures. Process application fees and other required information. Places file orders, collects required file documentation, reviews, and organize file.

Prepare and submit file according to Retail Underwriting, FHA, VA, and/or correspondent underwriting guidelines and submits for underwriting approval. Provides loan commitment to applicable parties, updates information, and follows up on remaining conditions prior to closing.

Review and approve Property Appraisal for compliance with secondary market guidelines.

Provide updates to applicable parties regarding loan status and coordinates all communication regarding pending mortgage and equity applications and is responsible for meeting the bank's service timelines for all loans originated.

Works closely with originator, borrowers and other related parties.

Updates all parties regarding loan status and requests necessary information and documents.

Provide customer support and develop a working relationship with originators, Realtors, attorneys, appraisers, and other vendors.

Review new applications for accuracy, qualifications and compliance to regulatory, program, and Bank requirements. Communicates loan decision with appropriate parties, gathers, and reviews conditions. Monitors and tracks loans as needed for financing, closing, and rate lock expiration dates.

Prepare closing disclosures and closing packages for consumer and mortgage loan closings.

Coordinate funding/wire amounts with closing attorneys.

Prepare and distribute all required documentation including LE, CD, Notice of Incomplete Application, Commitment letters, and Adverse Action letters.

Responsible for verifying loan compliance and staying up to date with all state and federal compliance regulations including but not limited to RESPA, TILA, ECOA, Fair Lending, Dodd-Frank, and TRID.

On top of having prior experience in a similar role, you must have good organizational, analytical, and technical skills, with a positive attitude and a commitment to delivering outstanding service.

Overtime will be required during times of high volume.