Commercial Loan Officer

Our rich history is built on people, businesses and communities trusting us to help them reach their financial goals. Integrity and ethical practices are the foundation our company is built on.

We help people and businesses succeed by providing solutions that best meet their needs. It's not just having great technology that makes us innovative. It's about having the right people together to develop and share ideas and solutions that will drive our customers to success.

We advocate for our communities. Without the success of the people and businesses we serve, we can't succeed. That's why we're committed to going above and beyond for our communities. Through community service, corporate giving, and customized solutions tailored to the best interest of our communities, we're focused on creating thrive communities for the long term.

We are proud to offer a wide variety of dynamic roles throughout the Bank, including service excellence in retail banking, strategy, risk management, technology, project management, digital services and wealth management, to name a few. As you may have noticed, we're not your typical financial institution. And we think that's a good thing.

- Maintain and service assigned portfolios and appropriately cross sell other bank products.
- Maintain close customer contact to ensure continued satisfaction and to follow or anticipate additional financing needs.
- Monitor and report changes in credit quality.
- Negotiate to properly structured and priced credit facilities consistent with the bank's credit policies and lending practices.
- Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
- Attend loan closings to ensure loans are properly closed.
- Oversee proper handling of customer transactions such as advances, payments, wire transfers, etc.
- Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file.
- Maintain and follow a list of prospective customers.
- Develop and maintain new business sources.
- Solicit new business opportunities.

- Knowledge of credit underwriting, basic accounting and loan documentation.
- Proficient computer skills using Microsoft Word, Excel and Outlook.
- Good level of interpersonal and social skills needed to interact with customers or prospective clients.
- Good time management skills.
- Good mathematical skills.
- Ability to sell, negotiate and meet sales goals.
- Good credit and administrative skills.
- Ability to write reports and business correspondence.
- Ability to effectively present information and respond to questions.

Comp ranges from 120-200k
Excellent benefits
100% match of the first 4% of 401k contributions and 50% on the next 2%
Generous PTO and 11 Holidays