Job Title: DE/LAPP SAR Underwriter
Job Location: (100% REMOTE)
Requirements: 5+ years Mortgage Underwriting Experience and CHUMS ID
Founded nearly 20 years ago out of southwestern Virginia we are now a national and FHA approved Title II Lender with Direct Endorsement authority, a VA approved lender with Automatic authority and an approved delegated authority to underwrite USDA and Conventional loans. Our business has been growing organically prior to the pandemic and we have an immediate need for an experienced government underwriter to join our team!
Top Reasons to Work with Us
We value our customers and our employees. At the start of the pandemic we made a promise to our employees we wouldn't lay off a single person and 3 months later we are proud to say we kept that promise! If you're looking to find a long term home to settle in to with fantastic benefits where you will be valued as a person you've found your home!
What You Will Be Doing
- Develop and maintain knowledge of multiple loan product guidelines for quick and accurate answers
- Provide quality assurance on all loan approvals
- Analyze borrowers credit profile, collateral and capacity to repay the proposed mortgage obligation
- Ensure loans meet both agency and government guidelines
- Accurately calculate borrowers income and debt-to-income ratios
- Review conditions submitted on loans and sign off on conditions where appropriate
- Communicate loan decisions to internal departments in a timely manner
- Works closely with Account Managers, Lending Officers & Management to answer specific loan questions or verify condition and documentation request
- Maintain an effective working relationship with internal and external customers
- Prioritize work queue to ensure service level agreements are met
- Consistently meet or exceed established minimum quality & productivity goals
What You Need for this Position
REQUIRED
- 3+ years of experience in Conventional, USDA, FHA and VA loans required
- DE designation required
- Strong analytical decision-making and problem-solving abilities.
- Excellent mortgage loan processing system computer skills.
- Excellent verbal and written communication skills.
NICE TO HAVE
- VA SAR/LAPP strongly preferred
- Encompass LOS is preferred
What's In It for You
- Competitive Base Salary (DOE)
- Performance Bonus
- Worklife balance
- Vacation/PTO
- Medical/Dental/Vision
- 401k
So, if you are a DE SAR/LAPP Underwriter with experience...
1) Apply directly here today
- or for immediate consideration -
2) Send a copy of your resume to: albert.alvarado@cybercocders.com
This job is open to telecommute candidates.
Applicants must be authorized to work in the U.S.
Email me to apply for this position